/* MBAMI — accueil inspiré du visuel de référence, sans statistiques fictives */
.premium-home .header{background:#061a33;border-bottom:1px solid rgba(255,255,255,.12);box-shadow:none;position:relative;z-index:20}
.premium-home .nav{max-width:1380px;min-height:86px;gap:26px}
.premium-home .brand-logo{width:58px;height:58px;border-radius:50%;filter:none}
.premium-home .brand-text{font-size:22px;font-weight:900;color:#fff;white-space:nowrap}
.premium-home .links{gap:34px}
.premium-home .links a{font-size:14px;color:#fff;font-weight:650;opacity:.96}
.premium-home .links a:first-child{color:#e5b33f}
.premium-home .actions{gap:16px}
.premium-home .actions .btn-gold,.premium-home .actions .btn-outline{min-height:48px;padding:0 22px;border-radius:10px}
.premium-home .actions .btn-outline{color:#fff;border-color:#8ca0b7;background:transparent}

.premium-home .premium-hero{background:radial-gradient(circle at 91% 32%,rgba(49,99,142,.32),transparent 24%),linear-gradient(112deg,#04162d 0%,#072343 52%,#0a3966 100%);min-height:610px}
.premium-home .premium-hero:before{content:"⚖";position:absolute;left:-26px;bottom:92px;font-size:210px;color:#d5a83f;opacity:.16;filter:blur(.2px);transform:rotate(-3deg)}
.premium-home .premium-hero-grid{max-width:1240px;min-height:610px;padding:58px 20px 76px;grid-template-columns:1.04fr 1fr;gap:58px}
.premium-home .premium-pill{border:1px solid rgba(213,168,63,.72);background:rgba(6,26,51,.28);color:#fff;padding:8px 13px;font-size:11px;text-transform:uppercase;letter-spacing:.035em}
.premium-home .premium-pill:before{content:"★";color:#e2b440;margin-right:8px}
.premium-home .hero-copy h1{font-size:clamp(48px,5.3vw,70px);line-height:1.01;margin:18px 0 18px;max-width:620px;letter-spacing:-.035em}
.premium-home .hero-copy>p{font-size:16px;line-height:1.55;max-width:570px;color:#eef3f8}
.premium-home .hero-actions{display:flex;gap:15px;margin-top:28px}
.premium-home .hero-actions .btn-large{min-height:52px;padding:0 22px}
.premium-home .hero-assurances{display:flex;gap:30px;margin-top:27px;flex-wrap:wrap}
.premium-home .hero-assurances>div{display:flex;align-items:center;gap:10px;color:#fff;font-size:12px;line-height:1.3}
.premium-home .hero-assurances b{font-weight:650}.premium-home .hero-assurances em{color:#e4b13f;font-style:normal}
.premium-home .assurance-icon{width:38px;height:38px;border:1px solid rgba(255,255,255,.18);border-radius:50%;display:grid;place-items:center;color:#e4b13f;font-size:18px}

.premium-home .hero-search-panel{position:relative}
.premium-home .hero-search-panel:after{content:"";position:absolute;inset:12px -12px -12px 12px;border:1px solid rgba(213,168,63,.42);border-radius:24px;z-index:-1}
.premium-home .premium-search-card{padding:32px;border-radius:20px;box-shadow:0 22px 55px rgba(0,0,0,.24)}
.premium-home .premium-search-card h2{font-family:Georgia,serif;font-size:26px;margin:8px 0 22px;color:#071a33}
.premium-home .premium-form-grid{gap:14px 12px}
.premium-home .premium-form-grid label{font-size:12px;color:#071a33;font-weight:800;gap:7px}
.premium-home .premium-search-card .input{height:45px;min-height:45px;font-size:12px;color:#071a33}
.premium-home .premium-search-card .btn-gold{min-height:48px;font-weight:900}
.premium-home .secure-note{text-align:center;font-size:11px;color:#718199;margin:14px 0 0}

.reference-trust-strip{position:relative;margin-top:-42px;padding:0 0 22px;z-index:5;background:transparent}
.reference-trust-grid{background:#fff;border:1px solid #e4e9ef;border-radius:20px;box-shadow:0 14px 38px rgba(6,26,51,.12);display:grid;grid-template-columns:repeat(5,1fr);padding:0 26px;max-width:1230px}
.trust-item{display:flex;align-items:center;gap:14px;padding:22px 18px;border-right:1px solid #e6e9ed;min-height:94px}.trust-item:last-child{border-right:0}
.trust-icon{font-size:28px;color:#d3a12f}.trust-item span:last-child{display:grid;gap:3px}.trust-item b{color:#071a33;font-size:15px}.trust-item small{color:#63738a;font-size:11px;line-height:1.35}

.reference-process-section{padding:34px 0 78px;background:#fbf8f1}
.reference-process-heading{text-align:center;margin-bottom:30px}.reference-process-heading h2{font-family:Georgia,serif;color:#071a33;font-size:30px;margin:8px 0 0}
.reference-process-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:18px;position:relative}
.reference-process-grid article{background:#fff;border:1px solid #ebe7de;border-radius:14px;padding:18px 16px 20px;min-height:180px;box-shadow:0 9px 26px rgba(6,26,51,.05);position:relative}
.reference-process-grid article:not(:last-child):after{content:"→";position:absolute;right:-27px;top:78px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#d3a12f;border:1px solid #eee4cf;z-index:2;font-weight:900}
.step-icon{width:43px;height:43px;border-radius:50%;display:grid;place-items:center;background:#061a33;color:#e2ae32;font-size:19px;margin-bottom:14px}.reference-process-grid b{display:block;color:#071a33;font-size:13px}.reference-process-grid p{color:#536276;font-size:11.5px;line-height:1.5;margin:8px 0 0}

@media(max-width:1000px){.premium-home .premium-hero-grid{grid-template-columns:1fr;padding-top:50px}.premium-home .premium-hero{min-height:auto}.premium-home .hero-copy h1{max-width:760px}.reference-trust-strip{margin-top:0;padding-top:20px;background:#f5f7fa}.reference-trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item{border-bottom:1px solid #e6e9ed}.reference-process-grid{grid-template-columns:repeat(2,1fr)}.reference-process-grid article:after{display:none}}
@media(max-width:640px){.premium-home .brand-text{font-size:17px}.premium-home .premium-hero-grid{padding:42px 16px 56px}.premium-home .hero-copy h1{font-size:46px}.premium-home .hero-assurances{display:grid;grid-template-columns:1fr}.reference-trust-grid{grid-template-columns:1fr;padding:0 12px}.trust-item{border-right:0}.reference-process-grid{grid-template-columns:1fr}.reference-process-heading h2{font-size:25px}}